Pre-Authorized Payment Plan (PAP) Application Agreement

Instructions:

Step 1:  Complete the Application Agreement - All joint account holders must sign this application if account requires two signatures. Property Tax & Water accounts must be current unless signing up for the Budget plan.

Step 2:  Attach an unsigned cheque marked “VOID” or a banking information form from your bank – Savings, line of credit or credit card cheques are not accepted.

Step 3:  Submit Application 7 days prior to first payment for month in which applying for:

• Email: taxes@lasalle.ca or waterbill@lasalle.ca (include void cheque and scanned copy of PAP application agreement), or
• Fax: 519-969-4029, or
• Mail or in person: Town of LaSalle, Finance Dept, 5950 Malden Rd, LaSalle ON N9H 1S4
• Questions: Phone 519-969-7770 ext. 1230

Applicant's Contact Information

Property Tax

Declaration (complete Signature 2 if bank account requires 2 signatures)

By placing signature(s) below the applicant(s) acknowledge that they have read, understood and agreed to all the terms of this authorization.

Personal information on this form is collected under the authority of the Municipal Freedom of Information and Protection of Privacy Act and will be used for the purpose of c25 of the Municipal Act.

Property Tax - Pre-Authorized Payment Plan Agreement Details, Terms and Conditions

General

1. Cancel a Plan or Change Information: The Finance Department must be notified in writing no later than 7 business days prior to the due date in which payment is to stop or bank account information is to change.
2. Non-sufficient funds (NSF) & Other Returned Payments: A $50 service charge applies to all returned payments. Payment, including the service charge, must be paid within 10 business days to remain on this payment plan. Penalty charges also apply. Two or more returned payments can result in your account being removed from this pre-authorized payment plan.
3. This agreement is NOT transferable. If you acquire a new property, you must complete a new application.
4. Penalty and Interest: 1.25% monthly, applied to all accounts that are not in good standing on the 1st of every month.
5. Newly Constructed Homes: Please be aware that once taxes are assessed, your payment plan will be adjusted to incorporate this amount. For example if assessed in November you could potentially have the full years taxes debited. Please be aware notice may come after the debit occurs.

10 Month Payment Plan (10 Monthly Payments)

Customers who have signed up for the monthly plan or are remaining on the plan will receive a mailed notice in January indicating the first 5 monthly payments from February 15th until June 15th. In June the final tax bill is mailed and will indicate the last 5 monthly payments for July 15th until November 15th. If the 15th falls on a weekend or holiday, the payment will come out the following business day. The first 5 monthly payments are calculated based on the previous years’ taxes. The final 5 payments are calculated on the final amount due based on approved current tax rates. Taxes must be up to date prior to registering for the plan. Interest will not be calculated, as long as plan is in good standing.

12 Month Payment Plan (12 Monthly Payments)

Customers who have signed up for the monthly plan or are remaining on the plan will receive a mailed notice in January indicating the first 6 monthly payments from January 20th until June 20th. In June, the final tax bill is mailed and indicates the last 6 monthly payments for July 20th until December 20th. If the 20th falls on a weekend or holiday, the payment will come out the following business day. The first 6 monthly payments are calculated based on the previous years’ taxes. The final 6 payments are calculated on the final amount due based on approved current tax rates. Taxes must be up to date prior to registering for the plan. Interest will not be calculated, as long as the account is in good standing.

Due Date Plan (4 Installment Payments)

The Town of LaSalle mails two tax bills a year, one in February and one in June, each will show the amount that will be debited from your bank account on the installment’s due date. There are four installments and each due date will fall on the last Friday of the month. Due dates are in February, April, June and August. Taxes must be up to date prior to registering for the plan. Interest will not be calculated, as long as the account is in good standing.

Budget Plan (12 Monthly Payments)

This plan is for taxpayers in arrears one of more years. The amount paid monthly shall be a reasonable amount that is acceptable to the Supervisor of Revenue and the taxpayer. Payments will be withdrawn on the 20th of each month for the duration of arrears owing from the taxpayers’ bank account in accordance with their authorization. If the 20th falls on a weekend or holiday, the payment will come out the following business day. Payments made will be applied to interest and penalty first and then the oldest principle balance. Any outstanding overdue balance will be charged penalty at a rate of 1.25% per month and will be added to the tax account.

Recourse Rights: You have certain recourse rights if any withdrawal amount does not comply with this agreement. For example, you have the right to receive reimbursement for any debit that is not authorized or is not consistent with this
Pre-Authorized Property Tax & Water Payment Plan Application/Agreement (version 2019-12-20) Page 3
agreement. To obtain more information on your recourse rights, contact your financial institution or visit Canadian Payments Association online at www.payments.ca

Water and Wastewater - Pre-Authorized Payment Plan Agreement Details, Terms and Conditions

General

1. Cancel a Plan or Change Information: The Finance Department must be notified in writing no later than 7 business days prior to the due date in which payment is to stop or bank account information is to change.
2. Non-sufficient funds (NSF) & Other Returned Payments: A $50 service charge applies to all returned payments. Payment, including the service charge, must be paid within 10 business days to remain on this payment plan. Penalty charges also apply. Two or more returned payments can result in your account being removed from this pre-authorized payment plan.
3. This agreement is NOT transferable. If you acquire a new property, you must complete a new application.
4. Penalty and Interest: 1.25% monthly, applied to all accounts that are not in good standing on the 1st of every month.

Residential:

Due Date Plan (4 Quarterly Payments)

The Town of LaSalle will mail quarterly bills showing the amount that will be debited from your bank account on the installment’s due date. The due date will fall on the last Friday of the month that the bill was issued. Account must be up to date prior to registering for the plan. Interest will not be calculated, as long as plan is in good standing.

Equal Payment Plan (12 Monthly Payments)

Customers who have signed up for the monthly plan prior to December 1st, or are remaining on the plan, will receive a mailed notice in mid-December. The notice will indicate the twelve (12) monthly payment amounts from January to December of the following year. Amounts will be withdrawn on the 11th day of every month, if that date falls on a weekend or holiday the payment will come out the following business day. No adjustments will be made to your payment amount throughout the year. Equal payment plan amounts will be adjusted once a year in December only. Account must be up to date prior to registering for the plan. Interest will not be calculated, as long as plan is in good standing. If you sell your property and receive a final water bill, the total amount due will be debited from your bank account on the due date.

Institutional Commercial Industrial (ICI)

Due Date Plan (12 Monthly Payments)

The Town of LaSalle will mail monthly bills showing the amount that will be debited from your bank account on the installment’s due date. The due date will fall on the last Friday of every month. In the event that the due date falls on a weekend or holiday, the payment will come out the following business day. Account must be up to date prior to registering for the plan. Interest will not be calculated, as long as plan is in good standing.

Recourse Rights: You have certain recourse rights if any withdrawal amount does not comply with this agreement. For example, you have the right to receive reimbursement for any debit that is not authorized or is not consistent with this agreement. To obtain more information on your recourse rights, contact your financial institution or visit Canadian Payments Association online at www.payments.ca